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My Money Mistake: I Used My School Fees To Impress A Lady



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My Money Mistake is a weekly PiggyVest series that explores the worst money mistakes real Nigerians have made, and the lessons they learnt from it.

For this week’s episode of My Money Mistake, we spoke to a 21-year-old student who used his school fees to buy gifts for a lady he liked. He tells us about how it happened and why it ended up being unnecessary.

Could you tell me about your money mistake?

I had just met this lady in my school and I was trying really hard to get her attention because I wanted her to be my girlfriend.

Her birthday was approaching, but the only money I had on me was for my school fees. I’m self-sponsored, so I had worked really hard to save up my fees. But I wanted to make a big gesture on her birthday, so I used that money to buy her a phone, a gift basket, and some other things.

LMAO. What?! What were you thinking?

I wasn’t really thinking. I just liked this person, and I wanted to make an impression. I’m a sucker for grand romantic gestures, and I didn’t want to miss an opportunity to do something for her birthday.

How much are we talking about?

₦200k. I think reality dawned on me after the expense. If I wanted to spend the money so badly, I could’ve given it to my parents or my siblings or someone who really needed the money. Or I could’ve just paid my school fees. But I didn’t.

So what happened with the school fees debt?

Well, I still had to pay that. I couldn’t tell my parents about it, and I didn’t have anything on me after the gift. So I had to start hustling for my school fees. Thankfully, I have rich friends, so I reached out to them and begged them to contribute to my school fees, and they did.

Lucky for you! What’s up with both of you now?

We’re dating now.

It eventually paid off then, yeah?

I mean, sort of. But it could’ve gone the other way and the loss would’ve hurt even more.

Also, I later found out that she’s not the type to be thrilled by extravagant expenses. So while she appreciated the gifts, it didn’t matter as much to her as I thought it would. Now, we just laugh about how ridiculous it was.

Have there been any of those kinds of gestures after that?

Not with my school fees. I’m never doing that again. But because we’re dating now, I plan for her along with other things. We know we’re both students and I’m self-sponsored, so there isn’t any expectation of extravagance.

What did you learn from that experience?

I think because we ended up together it’s harder to think about it in that way, but I know I should’ve been smarter with the money I had. I also learnt that using money to impress someone you like is not a wise approach.

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